Utilities — the small line items that add up
Hydro, water, gas, internet, disposal, and the costs people forget. Why itemizing matters.
A single "Utilities" lump sum hides where your money is going. Splitting it out — Hydro, Water, Gas, Internet & Phone, Disposal, plus a few open slots — lets you see which line is creeping up year over year.
Don't forget the easy-to-miss ones: alarm monitoring, cleaning service, propane for the spray booth, water cooler rental, and dump runs. Small monthly amounts become serious numbers when you multiply by twelve.